The Fair Credit Reporting Act (FCRA ) protects Louisiana consumers from credit reporting abuses by data furnishers (debt collectors / creditors) and the credit reporting agencies (Experian, Equifax, and TransUnion). Your credit report must be timely, accurate, and verifiable according to FCRA. The Law Office of Jonathan M. Williams helps make sure that your credit report is accurate by enforcing the laws that protect you. We can even file a lawsuit to correct errors and hold the wrong doers accountable for their actions.