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Louisiana Apartment Collections

Apartment leases inside Louisiana are governed by Louisiana Civil Code Sections 2676, 2703, 2704, 2720, 2728, Louisiana Equal Housing Opportunity Act, Fair Debt Collection Practices Act (FDCPA) if being collected by a third party debt collector. This property code lays out the rights and obligations of the tenant and landlord a residential lease situation and apartment collections.

When you hire our law firm we:

  • Interview you about what happened and what your expectations are for the resolution of the account.
  • If needed, we will send a dispute letter to the debt collector and or apartment complex.
  • We will evaluate any documentation that is returned.
  • A recommendation will be given to you to which may be the best course of action
  • We will then help you act upon that recommendation. If an eviction judgment was issued we will work to release that judgment as well in our negotiation.

Cost

We offer competitive, flat fee pricing. We offer discounts when handling more than one issue for a client and allow monthly payment plans. Most apartment collections are handled for $350.00 to $500.00 each depending on debt collector and how many eviction judgments.

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Why hire us to help you with a Louisiana apartment collections?

  • A demand letter from an attorney may carry more weight than a demand letter sent yourself.
  • The demand letter will be crafted to take advantage of existing state and federal law in an attempt to put you in the best position possible.
  • Traceable proof of delivery of our demand letter.
  • We followup with the demand letter to make sure the intended party receives it.
  • We help you resolve the apartment debt collections.
  • We can file a lawsuit to correct erroneous information if needed.

Apartment Debt Collectors

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Louisiana Tenant’s Rights

Statutes
Security Deposits
  • A landlord can collect what ever amount they deem appropriate for a security deposit
  • A security deposit must be returned (minus any offsets) within one month of the end of the lease
Paying Rent
  • The amount of rent should be the same month to month in the lease, unless otherwise agreed
  • Rent is due at the agreed upon due date. Usually at the first of the month
  • Louisiana does not have any laws requiring landlords to give a specified amount of notice before raising rent
Living Conditions
  • Landlord is obligated to maintain property in suitable condition for the purpose for which it was leased
  • If landlord refuses to make certain repairs, Louisiana tenants can terminate lease, or “deduct and repair” for necessary repairs
  • Louisiana law does not regulate landlord entry or notice to enter.
Discrimination
Ending or Renewing a Tenancy
  • A landlord can end the lease upon nonpayment by tenant. Eviction proceedings can begin
  • A lease for a fixed term terminates at the end of that term, with no need of notice by either party
  • A month-to-month lease can be terminated by landlord or tenant with notice 10 days before the end of that month
  • A lease for a term less than a month but more than a week can be terminated by giving notice at least 5 calendar days before the end of the period
  • A lease term that is less than a week can be terminated at any time prior to the expiration of that period
Retaliation
  • Louisiana does not have a statute prohibiting landlords from retaliating against tenants for exercising legal rights

I want to….

We help mortgage professionals close more deals

  • You are referring to the Sharie McEwing Law Office

  • We do not dispute at the credit bureaus

  • All documents come back to the law firm – not the client.

  • We can help settle for a deletion from the credit report with most data furnishers

  • Often faster than traditional credit repair that disputes at the credit bureaus.

Dispute and Resolve

We will help clients settle their debt, ideally for a deletion or removal from the credit report. Often because of our relationships with creditors we are able to achieve results others can not.  Clients are  hiring us for speed, efficiency, and results.

What we do:

  • We set the appropriate expectation with the client letting them know anticipated settlement amount and our cost.
  • We dispute with the creditor or debt collector directly
  • We review all documentation that comes back from the creditors and send to the client via email.
  • We expect some of the creditors to delete with no further action needed.
  • For accounts remaining, we negotiate the best deal to be had given time frame and circumstances
  • We follow-up with client to make sure payment is received.
  • Obtain paid letters and deletion letters to give to client and you.
  • Mortgage professionals can send to rapid rescore the documents we receive.

  • Usually less than 90 day turn time

  • Often receive deletions / removal from credit report without settlement

  • We DO NOT charge a percentage of savings

  • Clients pay creditors directly

  • Flat Fee pricing with payment plans

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Debt Settlement Quick

We will help clients settle their debt, ideally for a deletion or removal from the credit report. Often because of our relationships with creditors we are able to achieve results others can not.  Clients are  hiring us for speed, efficiency, and results.

What we do:

  • We set the appropriate expectation with the client letting them know anticipated settlement amount and our cost.
  • We contact the creditor or debt collector directly
  • We negotiate the best deal to be had given time frame and circumstances
  • We follow-up with client to make sure payment is received.
  • Obtain paid letters and deletion letters to give to client and you.

  • Usually less than 30 day turn time

  • Often receive deletions / removal from credit report

  • We DO NOT charge a percentage of savings

  • Clients pay creditors directly

  • Flat Fee pricing with payment plans

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Judgment Settlement / Lien Release

We will help a client with their judgment. They can either settle or try to Vacate the Judgment. Some  states may allow for more options.

What we do:

  • We set the appropriate expectation with the client.
  • We contact the Plaintiff’s attorney or settlement company.
  • We negotiate the best deal to be had given time frame / circumstances OR we fight the lawsuit in court.
  • We write a professional hardship package on the clients behalf that often gets better results.
  • If the client settles ,we follow-up with client to make payment to creditor’s law firm.
  • Obtain paid letters, release of judgments, or  deletion letters to give to client.
  • Because we know the law firms and company and have done this thousands of times before, we often can do it faster.

  • Flat fees with convenient payment plans.

  • No hourly fees

  • We know how and have the relationships to achieve fast results.

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Debt Lawsuit Defense

We will help a client with their lawsuit filed by a debt buyer or creditor. They can either settle or fight the lawsuit depending on their budget and goals.

What we do:

  • We set the appropriate expectation with the client.
  • We contact the Plaintiff’s attorney
  • We negotiate the best deal to be had given time frame / circumstances OR we fight the lawsuit in court.
  • If the client settles ,we follow-up with client to make payment to creditor’s law firm.
  • Obtain paid letters, release of judgments, or  deletion letters to give to client.

  • No Hourly Fees. Easy Payment Plans.

  • We have handled thousands of debt related lawsuits

  • Goal Oriented to help clients achieve their goals.

  • We set appropriate expectations for clients

  • When a consumer wrongly blames the CRO for them getting sued, we help realign responsibility.

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