National Credit Audit Corporation (NCAC) is an apartment debt collector that reports to Experian, Equifax, and TransUnion as well as many other rental credit reporting agencies. Often because of their entry on your credit report you may not be able to obtain a mortgage or rent a new apartment. Our law firm can be hired to to help you resolve this debt with a possibility of removing it from the credit report.

Our law firm can be hired to help resolve credit report problems with National Credit Audit Corporation (NCAC). Since day one,  we have been helping Louisiana consumers, like you, resolve issues with apartment debt collectors. Once hired we interview you to see what happened. Given the scenario we can make a recommendation on how to proceed. We will request the apartment lease and all pertinent documents from National Credit Audit Corporation (NCAC). We evaluate using your scenario, Louisiana Civil Codes,  and Fair Debt Collection Practices Act (FDCPA) statutes. Sometimes you may need to settle, especially if we find no violations of law. If you settle, then we create an agreement for National Credit Audit Corporation (NCAC) or their client to sign that releases you from the remaining balance not paid and describes how the apartment collection will be reported on your credit report. We know you want the negative apartment collection removed from your credit report and rental databases if you settle.

National Credit Audit Corporation (NCAC) Contact:
Address: P.O. Box 515489
Dallas, TX 75251

Phone: (800) 779-4894

Office Hours:
Monday to Thursday – 8:00 a.m. EST to 7:00 p.m. EST
Friday – 8:00 a.m. EST to 5:00 p.m. EST

Cost

We offer competitive, flat fee pricing. We offer discounts when handling more than one issue for a client and allow monthly payment plans. Most apartment collection issues are handled for $350.00 to $500.00 depending if there are and how many eviction judgments.

Free Consultation

Why hire us to help you with a National Credit Audit Corporation (NCAC) apartment collection?

  • A demand letter from an attorney may carry more weight than a demand letter sent yourself.
  • The demand letter will be crafted to take advantage of existing state and federal law in an attempt to put you in the best position possible.
  • Traceable proof of delivery of our demand letter.
  • We followup with the demand letter to make sure the intended party receives it.
  • Our paralegals work on our client’s files and are doing the work for you.
  • We can help you resolve the apartment debt collection.
  • We can file a lawsuit to correct erroneous information, if needed.

You can attempt to handle yourself.

Free Credit Repair Online Course

Louisiana Tenant’s Rights that may help with a National Credit Audit Corporation (NCAC) apartment collection account.

Statutes
Security Deposits
  • A landlord can collect what ever amount they deem appropriate for a security deposit
  • A security deposit must be returned (minus any offsets) within one month of the end of the lease
Paying Rent
  • The amount of rent should be the same month to month in the lease, unless otherwise agreed
  • Rent is due at the agreed upon due date. Usually at the first of the month
  • Louisiana does not have any laws requiring landlords to give a specified amount of notice before raising rent
Living Conditions
  • Landlord is obligated to maintain property in suitable condition for the purpose for which it was leased
  • If landlord refuses to make certain repairs, Louisiana tenants can terminate lease, or “deduct and repair” for necessary repairs
  • Louisiana law does not regulate landlord entry or notice to enter.
Discrimination
Ending or Renewing a Tenancy
  • A landlord can end the lease upon nonpayment by tenant. Eviction proceedings can begin
  • A lease for a fixed term terminates at the end of that term, with no need of notice by either party
  • A month-to-month lease can be terminated by landlord or tenant with notice 10 days before the end of that month
  • A lease for a term less than a month but more than a week can be terminated by giving notice at least 5 calendar days before the end of the period
  • A lease term that is less than a week can be terminated at any time prior to the expiration of that period
Retaliation
  • Louisiana does not have a statute prohibiting landlords from retaliating against tenants for exercising legal rights