Louisiana Judgment Settlement
Common Judgment Creditors We Negotiate with
- Absolute Investments LLC
- Absolute Resolutions Investments LLC
- Absolute Resolutions LLC
- Accelerated Inventory Management, LLC
- Alasia LLC
- Ally Bank
- American Express
- Arrow Financial Services
- Asset Acceptance LLC
- Atlantic Credit and Finance
- Autovest LLC
- Axiom Acquisition Ventures, LLC
- Bank of America
- Bankers Healthcare Group LLC
- Barclays Bank
- BHG Financial
- Branch Banking & Trust (BB&T)
- CACH LLC
- CACV of Colorado
- Cadles of Grassy Meadows II
- Calvary Portfolio Services
- Capital One Bank
- Cavalry Portfolio Services
- Cavalry SPV I
- Chase Bank
- Citibank NA
- Citifinancial Auto Ltd
- Credigy Receivables
- Credit Corp Solutions
- Crown Asset Management LLC
- Discover Bank
- Discover Card
- Dodeka LLC
- Educap Inc
- Equable Ascent Financial (EAF)
- FIA Card Services
- First National Bank of Omaha
- First Portfolio Ventures II, LLC
- Ford Motor Company LLC
- Galaxy International Purchasing LLC
- GECRB
- Goldman Sachs
- Grassy Sprain Group Inc
- Harvest Credit Management
- Hilco Receivables LLC
- HSBC Bank
- Hudson & Keyse LLC
- Integras Capital Recovery LLC
- Investment Retrievers
- Jefferson Capital LLC
- JH Portfolio Debt Equities LLC
- JHPDE
- JP Morgan Chase Bank
- LCS Financial Services
- Lutea LLC
- LVNV Funding LLC
- Main Street Acquisitions
- Mariner Finance
- Merrick Bank
- Midland Credit Management Inc
- Midland Funding LLC
- MRC Receivables Corp
- National Collegiate Student Loan Trust
- NCB Management Services, Inc.
- NCEP LLC
- Northstar Capital Acquisition
- OneMain Financial
- Palisades Collection
- Pallida LLC
- PCA Acquisitions V, LLC
- Persolve Legal Group
- Persolve Recoveries
- Pharia LLC
- Portfolio Recovery Associates
- Pro Credit Solutions LLC
- Resurgent Receivables LLC
- Second Round
- Second Round Sub LLC
- Sofi Bank
- Synchrony Bank
- Target National Bank
- TBF Financial I LLC
- TD Auto Finance, LLC
- TD Bank USA
- Troy Capital LLC
- UHG I LLC
- Unifund CCR Partners
- US Bank National Association
- Velocity Investments LLC
- Vion Holdings
- Wells Fargo
- Wilmington Savings Fund Society FSB
Common Judgment Creditors We Negotiate with
- Absolute Investments LLC
- Absolute Resolutions Investments LLC
- Absolute Resolutions LLC
- Accelerated Inventory Management, LLC
- Alasia LLC
- Ally Bank
- American Express
- Arrow Financial Services
- Asset Acceptance LLC
- Atlantic Credit and Finance
- Autovest LLC
- Axiom Acquisition Ventures, LLC
- Bank of America
- Bankers Healthcare Group LLC
- Barclays Bank
- BHG Financial
- Branch Banking & Trust (BB&T)
- CACH LLC
- CACV of Colorado
- Cadles of Grassy Meadows II
- Calvary Portfolio Services
- Capital One Bank
- Cavalry Portfolio Services
- Cavalry SPV I
- Chase Bank
- Citibank NA
- Citifinancial Auto Ltd
- Credigy Receivables
- Credit Corp Solutions
- Crown Asset Management LLC
- Discover Bank
- Discover Card
- Dodeka LLC
- Educap Inc
- Equable Ascent Financial (EAF)
- FIA Card Services
- First National Bank of Omaha
- First Portfolio Ventures II, LLC
- Ford Motor Company LLC
- Galaxy International Purchasing LLC
- GECRB
- Goldman Sachs
- Grassy Sprain Group Inc
- Harvest Credit Management
- Hilco Receivables LLC
- HSBC Bank
- Hudson & Keyse LLC
- Integras Capital Recovery LLC
- Investment Retrievers
- Jefferson Capital LLC
- JH Portfolio Debt Equities LLC
- JHPDE
- JP Morgan Chase Bank
- LCS Financial Services
- Lutea LLC
- LVNV Funding LLC
- Main Street Acquisitions
- Mariner Finance
- Merrick Bank
- Midland Credit Management Inc
- Midland Funding LLC
- MRC Receivables Corp
- National Collegiate Student Loan Trust
- NCB Management Services, Inc.
- NCEP LLC
- Northstar Capital Acquisition
- OneMain Financial
- Palisades Collection
- Pallida LLC
- Persolve Legal Group
- Persolve Recoveries
- Pharia LLC
- Portfolio Recovery Associates
- Pro Credit Solutions LLC
- Resurgent Receivables LLC
- Second Round
- Second Round Sub LLC
- Synchrony Bank
- Target National Bank
- TBF Financial I LLC
- TD Auto Finance, LLC
- TD Bank USA
- Troy Capital LLC
- UHG I LLC
- Unifund CCR Partners
- US Bank National Association
- Velocity Investments LLC
- Vion Holdings
- Wells Fargo
- Wilmington Savings Fund Society FSB
Cost to Settle Judgments
Under $2K
- 3 Month Payment Plan Allowed
$2k to $5k
- 4 Month Payment Plan Allowed
$5k to $8k
- 5 Month Payment Plan Allowed
$8k to $11k
- 6 Month Payment Plan Allowed
$11k to $20k
- 8 Month Payment Plan Allowed
Over $20k
- Payment Plan Allowed
Petition for Nullity
There are many reasons that you may want to try to file a Petition for Nullity or vacate a judgment in Louisiana. One of the main reasons is that our client did not get served with the original lawsuit. You are asking a judge to “vacate” the the original judgment against you.
We are experienced in Petition for Nullity lawsuits that can often yield good results for our clients.
Petition for Nullity
- $500 per month as long as litigation is ongoing
We allow payment plans on our negotiation fees.
The above pricing does not include the filing fees or electronic filing fees to the court. Sometimes the judgment creditor will agree to pay these fees. Filing fees typically are $26.00 for the first page and $4.00 there after. Release of Judgments are typically 2-3 pages. Some courts require a separate electronic filing fee which is usually less than $20.00.
A judgment creditor usually will not issue the release of judgment for 15 – 30 days after receipt of funds.
What we do for you
- Find out who to settle with Sometimes this is the most difficult part of the process. A copy of the judgment will need to be obtained from public records. You can then contact the attorney that represented the creditor in court. They may or may not be able to help settle the judgment. Sometimes the creditors that took the judgment are out of business, have declared bankruptcy, or sold the debt. You will have to find the entity that owns the judgment now and document how they own it. Even though the judgment creditor took the judgment they may have sold the judgment to another company.
- Create a hardship letter A hardship letter needs to document the reasons why the judgment creditor should reduce the amount that they are owed. A good hardship letter should be able to provide details of a job loss, divorce, medical issues, or any other event out of the ordinary that inhibits your ability to pay the full amount due.
- Negotiate A judgment creditor has all the power in a settlement negotiation. Until the client agrees to pay a price that judgment creditor wants, they will not sign off on the release of judgment. A good hardship statement and correct documentation may persuade the creditor to reduce the amount of money they are demanding. The perfect settlement price is what a client is willing to pay and what the judgment creditor is willing to accept.
- Write a Release of Judgment This is the document that after signing will be sent to the court and recorded in public records proving that the judgment is released. If this is not written correctly or signed off appropriately, then it may be invalid.
- Help Transfer Money and Get Release of Judgment Signed It is imperative that you make sure that if you send money to a judgment creditor, they will release the judgment as agreed. If they do not then you may have to take more expensive
- File Release of judgment in the correct county The settlement process is not complete until you file an original copy of the release of judgment inside the county that the judgment was taken. Most counties charge a small fee to file documents into the public record.
- Inform the Credit Bureaus The final step is to let the credit bureaus know the status of the judgment as released.