Louisiana Student Loan Help.

Overwhelmed by Student Loan Debt? You Have Options.

As higher education costs have skyrocketed, Louisiana students have had to borrow more from private and federal student loan lenders. When those loans enter repayment, graduates often find they are unable to keep up with payments due to unemployment, underemployment, or simply not earning the salary they expected. Many borrowers are frustrated that they can never seem to make progress in paying off their loans. If you have student loan debt, consumer protection laws require that lenders treat you in a fair manner. We are here to help you explore your options.

When You Hire LA Credit Attorney.

If you are unable to pay your Louisiana student loans, or already in default, you don’t have to deal with the situation alone. Our legal team will help you resolve your student loan issues and work directly with your lender or loan servicer to negotiate a forbearance, deferment, or a payment plan that you can afford.

Dedicated Legal Team

An attorney and paralegal will be assigned to your case. Work will begin immediately and we will keep you informed of our progress.

Address Garnishments & Liens

If your lender has filed a wage garnishment or bank account lien against you, we will immediately begin working to have it released.

Create Hardship Letters

We help create a hardship letter that documents why your lender should consider your circumstances for forbearance, deferment, a new payment plan, or a loan forgiveness program.

Protect Your Credit

Once the loan default is resolved, we will make sure that your lender has accurately reported the loan details to credit-reporting bureaus and corrected any inaccurate information.

“I was being sued over a private student loan and didn’t know what to do. Cannon Legal was a lifesaver.

They immediately took over the case, fought the lawsuit, and negotiated a settlement for less than half of what I owed. I’m so relieved.

S. Patel

Client

“Navigating the PSLF program was impossible on my own. Their expertise was invaluable.

The team at Cannon Legal helped me consolidate my loans and get my paperwork in perfect order, and my application for forgiveness was finally approved.

J. Williams

Public Servant

Know the Risks & Protect Your Rights.

If you can’t make your full loan payment, you may already be experiencing some of the consequences of student loan default. Understand what’s at stake and when legal action might be necessary.

Consequences of Default

  • Debt collection letters and phone calls.
  • Negative credit reporting.
  • Wage garnishment.
  • Bank account and asset seizure.
  • Social security garnishment.
  • Judgments and lawsuits.
  • Inability to seek bankruptcy relief.

When Legal Action is Necessary

  • Lender has not provided info on assistance programs.
  • Lender refuses to negotiate new loan terms.
  • Abusive or harassing debt collection practices.
  • Inaccurate information on your credit report.
  • Illegal sharing of personal info (FERPA violation).
  • Your legal rights as a borrower have been violated.

Need a personalized solution?

Each student loan situation is different, but with the right support you can resolve your outstanding debt. Let us know how we can assist you.

Get a Free Consultation.

Schedule a Free Phone Consultation

Explore Our Other Practice Areas.

We help consumers correct credit report inaccuracies and hold credit bureaus accountable for errors that harm your financial standing.

Put an end to harassment and protect your rights against unfair, deceptive, and illegal debt collection practices.

Navigate the path to financial relief with compassionate and knowledgeable guidance through the bankruptcy process.